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Funding designed for African SMEs

Empowering smart investments

Your business, funded faster.

Bayside Fund helps ambitious founders unlock capital, automate everyday banking, and move through opportunities without pausing for paperwork.

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Rated excellent by 2,700+ foundersAcross agriculture, logistics, and retail networks
  • Decisions in under 48 hours
  • Flexible collateral options
  • Dedicated sector specialists
Bayside dashboard

Trusted by resilient operators across Africa

Aurora Mills

One platform to run your finances

Smart business account

Real-time balances, approvals, and analytics in a single workspace designed for SME teams.

  • Instant virtual accounts for collections
  • Payments with dual approvals
  • Cash flow forecasting dashboards
Explore the account
Business account dashboard

Flexible growth loans

Facilities aligned with your cash cycle so you can purchase inventory, fuel fleets, or expand operations.

  • Approvals in under 48 hours
  • Staggered drawdowns
  • Advisors with sector expertise
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Why teams choose Bayside Fund

Simple digital tools backed by humans who understand the realities on the ground.

All your finances in one view

Track receivables, pay suppliers, and monitor every facility from a single command centre.

Human experts on call

Sector-focused advisors partner with you from application to disbursement and beyond.

Built-in controls

Approval flows, spend limits, and alerts keep teams moving fast while staying compliant.

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Average approval time

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Active regions

How it works

From introduction to funding, we keep the process human, transparent, and fast.

01

Share your business goals

Tell us about your operations and the milestone you want to unlock. Upload documents in minutes.

02

Build your facility together

We analyse cash flow, craft the right mix of tools, and present terms with complete clarity.

03

Launch with confidence

Access funds, automate banking, and stay close to a dedicated advisor as you scale.

What we offer

Transparent products that flex with your cash flow.

Choose the mix of funding, cash management, and controls that keeps your business steady through every season.

Agriculture working capital

Bridge seasonal cash flow with advances for inputs, cultivation, and distribution cycles.

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Fuel & fleet financing

Secure predictable fuel supply and expand your fleet with structured asset-backed loans.

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Smart business account

Manage receivables, track invoices, and monitor balances in real time with rich insights.

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Dedicated advisors

Work with specialists who understand your sector and tailor terms that fit how you operate.

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Customer stories

From first application to final repayment, we stay close to the journey.

Our advisors, risk teams, and customer care collaborate to make sure founders are equipped for every financing milestone. Hear from operators leading the charge.

Bayside Fund unlocked a revolving line that follows our harvest cycle. We now move stock faster, keep customers supplied, and sleep easier knowing cash flow is steady.

Isaac Bamidele · Director of Operations, Coastal Grains Cooperative

Ready in days, not months

Let’s tailor a facility around your next milestone.

Share a few details and we’ll match you with a Bayside Fund specialist to map out the right mix of capital and tools for your operation.